Supplemental high
out-of-pocket costs

Members Supplemental Health Plans are designed to be combined with major medical health insurance plans. Many major medical plans have high deductibles, coinsurance, and/or co-pays.  Supplemental health plans can be purchased to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Combining a supplemental plan with a high-deductible major medical insurance plan can help lower your monthly insurance costs.

Members Supplemental Health Plans available through REALTORS® Insurance Place include Members Accident Protection, Members Telehealth, and REALTORS® Core Health Insurance.

Members Accident Protection is coverage to help pay for out-of-pocket medical expenses incurred through an accident. It’s designed to supplement major medical insurance plans that have high out-of-pocket costs and is available to NAR members aged 18-64.

Members TeleHealth provides access to a network of U.S. Board Certified physicians who can prescribe or refill prescriptions, by telephone, smartphone app, web chat, and/or email. Telehealth is a convenient way to address non-emergency medical issues with unlimited visits and no co-pay.  Members Telehealth is powered by MDLIVE, a leading telehealth provider.

REALTORS® Core Health Insurance (RCHI) offers affordable, guaranteed-acceptance, Limited Medical insurance plans exclusively for NAR members aged 18-64. RCHI is ideal for NAR members who have high deductibles and out-of-pocket expenses with their current major medical plan. RCHI provides supplementary coverage for everyday healthcare needs. 

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