Guaranteed issue Group Term Life Insurance

An Offer For New NAR Members. Help Protect Those You Love.

guaranteed issue life insurance for realtors logo

This offer is available for a limited time as part of your new NAR membership, so don’t delay! To qualify for this offer you must be a first time member, within 180 days of joining NAR and be between the age of 20 through 49.

Help secure your family’s future with Guaranteed Issue REALTORS® Group Term Life Insurance, exclusively for new members of the National Association of REALTORS® between age 20 through 49 who reside in the U.S.* You must also be a first-time member of NAR. This group coverage is available in $10,000 increments up to $50,000 to protect those you love.

*Please note that not all products are available in all states. We are currently working to expand Guaranteed Issue Group Term Life coverage into the following states and territories: Alaska, Ohio, Guam and US Virgin Islands.

The funds are there to help your family with expenses after you are gone. They can use these funds to:

  • Cover medical and funeral costs
  • Take care of rent or mortgage payments
  • Maintain tuition payments, car payments
  • More
Apply in minutes for up to $50,000 in coverage

REALTORS® Life Insurance Products

Coverage backed by New York Life Insurance Company, designed for NAR Members

With over 175 years of helping people act on their love, New York Life Insurance Company is the exclusive provider of life insurance for members of the National Association of REALTORS®.

  • A++ AM Best
  • AAA Fitch Ratings
  • Aaa Moody’s
  • AA+Standard & Poors

*Source: Individual Third-Party Ratings Reports as of 10/19/23

No Medical Exams

REALTORS® Guaranteed Issue Group Term Life Insurance is just that – guaranteed and ONLY for new NAR members: You answer no medical questions, and there are no physical exams. This coverage is available for a limited time once you join, so take advantage of this unique and exclusive offer while you qualify. In order to be eligible to apply, you must be a first-time member and must take advantage of this offer within your first 180 days of NAR membership. You must also be age 20 through 49. Don’t miss out, apply for your guaranteed coverage today.

We’ve included benefits to help you both now and later. Life insurance pays a benefit when you die. But with this coverage, there is an added benefit that can pay up to 50% of this benefit while you are alive should you become terminally ill. This Accelerated Death Benefit can provide monies paid directly to you, not doctors, so you decide where you need the funds. If your doctor confirms a terminal illness with less than 24 months to live and you are more than 12 months from your coverage termination age, you can request this accelerated benefit. Once paid, this will reduce the amount of death benefit your beneficiaries will later receive. For additional details and limitations, please see the Certificate of Insurance.**

30-Day Free Look

Once approved for coverage, you’ll receive a Certificate of Insurance and have 30 days to review it. If you decide this coverage isn’t for you, just return your Certificate without submitting a claim. Your coverage will be invalidated and you will be sent a full refund – no questions asked.

**Receipt of accelerated death benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor.

***Underwriting may apply Bates

NAR-sponsored Annual Renewable Group Term Life Insurance is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, under Group Policy No. G-31003-0/1 on Policy Form GMR-FACE. G-31000-0/1, G-31002-0/1, G-31003-0/1. NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. Not all group plans it underwrites are available in all jurisdictions. New York Life’s state of domicile is New York, and NAIC ID3 is 66915.


This coverage is available only for residents of the U.S. (May not be available in all States and Territories)

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