Group AD&D Insurance
Exclusively for members of the National Association of REALTORS®
Rates
Family Coverage Amounts
When choosing to add dependents, their eligible amount is based on your, the member’s, benefits. Here’s how it works: You add your spouse only: 60% of member selected benefit. You add your child(ren) only: 15% of the member selected benefit. You add both your spouse and child(ren): 50% for spouse, 10% for child(ren) of member selected benefit.
More Information About Group AD&D Insurance
REALTORS® Life Insurance Products
- Group Term Life - Ages 20 - 59
- Mature Term Life - Ages 60+
- Group AD&D - Spouses and Families
- Guaranteed Acceptance Life - New Members: First 180 Days of NAR Membership
CURRENT 2023/2024 ANNUAL MEMBER ONLY COVERAGE PREMIUM CONTRIBUTIONS
$100,000
$150,000
$200,000
$250,000
$300,000
$350,000
$400,000
$450,000
$500,000
$63.12
$94.68
$126.24
$157.80
$189.36
$220.92
$252.48
$284.04
$315.60
$63.12
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CURRENT 2023/2024 ANNUAL MEMBER AND FAMILY COVERAGE PREMIUM CONTRIBUTIONS
FAMILY COVERAGE
PRINCIPAL SUMS
MEMBER
$100,000
$150,000
$200,000
$250,000
$300,000
$350,000
$400,000
$450,000
$500,000
FAMILY COVERAGE
PRINCIPAL SUMS
SPOUSE
$50,000
$75,000
$100,000
$125,000
$150,000
$175,000
$200,000
$225,000
$250,000
FAMILY COVERAGE
PRINCIPAL SUM
PER CHILD
$10,000
$15,000
$20,000
$25,000
$30,000
$35,000
$40,000
$45,000
$50,000
ANNUAL PREMIUM MEMBER under 70
$88.32
$132.48
$176.64
$220.80
$264.96
$309.12
$353.28
$353.28
$441.60
MEMBER 70+
$88.32
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More Information About Group AD&D Insurance
*Renewal Only. On the premium due date on or immediately after the date the member reaches age 70, the member may not carry more than $100,000 Principal Sum and all coverage converts to Common Carrier Travel Accident.
**Under Family coverage, if on the date of the accident no dependent spouse is covered, dependent child coverage increases to 15% (instead of 10%) of your coverage. Under Family coverage, if on the date of the accident spouse only is covered, the percentage increases to 60% (instead of 50%) of the member’s Principal Sum.
The premium contributions shown reflect the current rate and benefit structure. Premium contributions may be changed by New York Life Insurance Company on any premium due date and any date on which benefits are changed. However, your rates may change only if they are changed for all others in the same class of insureds. For example, a class of insureds is a group of people all with the same issue age. Benefit option amounts are not guaranteed and are subject to change by agreement between New York Life Insurance Company and the National Association of REALTORS.
The NAR-sponsored Group Accidental Death and Dismemberment Insurance Plan is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, under Group Policy No. G-31003-0/1 on Policy Form GMR-FACE.
New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. Not all group plans it underwrites are available in all jurisdictions. New York Life’s state of domicile is New York, and NAIC ID3 is 66915.
*Coverage may not be available in all states. Please contact the administrator.
SMRU: 5034092.3