Members Health Insurance Solutions
Exclusive health and supplemental coverage options designed just for NAR members.
Members Health Insurance Solutions offers access to exclusive plans and special member pricing, along with ACA-qualified major medical options from top-rated carriers. Compare your choices, get quotes, and enroll directly online — all in one convenient place with benefits specialists who care.
2026 Open Enrollment
Enrollment Period: Nov 1 – Dec 15, 2025
Coverage Starts: Jan 1, 2026
Enrollment Period: Dec 16 – Jan 15, 2025
Coverage Starts: Feb 1, 2026
Exclusive Member Options
Explore exclusive plans created for REALTORS® like Accident Protection, Flexible Term Health Insurance, and REALTORS® Core Health, tailored to your lifestyle, needs, and budget. These plans are available only through Members Health Insurance Solutions and include alternatives to traditional major medical coverage.
NAR Group Plans Include:
- Flex-Term Medical Insurance – These plans can bridge temporary gaps in coverage, or they can serve as primary coverage for an extended time.
- Accident Protection Plan – Pays cash benefits for covered injuries and accident-related medical expenses.
- Core Health Insurance – Fixed-benefit plan for everyday medical needs at an affordable rate.
- Member’s Telehealth – 24/7 virtual doctor access for common illnesses and prescriptions.
ACA Major Medical Plans
You can compare and enroll in ACA-qualified major medical plans through our licensed agents. These plans from national carriers include essential health benefits, preventive care, and pre-existing condition coverage.
ACA plans generally fall into a few categories based on how the network and deductible are structured. You’ll see options such as:
- HMO plans that use a primary care doctor to coordinate your care
- PPO plans that offer more flexibility to see out-of-network providers
- High Deductible Health Plans that may qualify for a Health Savings Account (HSA)
Getting a quote: The link to find your ACA plan will open in a new window and connect you to REALTORS® Insurance Place on HealthSherpa. Same cost as the government website, just less hassle.
Personalized Help — Anytime
Need assistance? Our licensed benefits specialists are available year-round for complimentary, one-on-one consultations. Regardless of the coverage you are looking for, they can help you understand your options and build a personalized coverage strategy.
Missed Open Enrollment for your ACA Option?
You may still qualify for a Special Enrollment Period (SEP) if you’ve had a life event such as:
- Marriage or divorce
- Birth or adoption of a child
- Job loss
- Change in eligibility for tax credits or cost-sharing reductions
- Moving to a new area with different plan options
In most cases, you’ll have 60 days from the event to enroll.
