Benefits and Highlights:
Members Accident Protection is a supplementary health plan that helps pay for out-of-pocket medical expenses incurred through an accident. It’s designed to supplement major medical insurance plans that have high out-of-pocket costs and deductibles.
- NAR members* receive exclusive group discounted rates
- A selection of Excess Accident Medical Expense Benefits with maximum benefit amounts ranging from $1,000 to $10,000 with $100 or $250 deductibles
- Individual and Family coverage available* to NAR members under the age of 65
- Freedom to choose any provider
- Complimentary bonus benefit: Members TeleHealth
Member Tip
The Members Accident Deductible Protection plan is designed to be paired with a qualified health plan (major medical). Pairing this accident plan with a high deductible qualified health plan is a smart and easy way to save money.
Members Accident Protection in Action
For example, Jenny purchases a $7,000 deductible Bronze QHP, costing $352 each month, and pairs it with her Members Accident Protection plan with $10,000 of benefits for $44.46 each month ($396.46 total each month for the two plans). Jenny is saving $76.54 each month ($918.48 each year) instead of selecting a Silver QHP with a $3,500 deductible**. Members Accident Protection plan helps meet Jenny’s high deductible should she happen to have an accidental injury.