NEW!

Exclusively for members of the National Association of REALTORS®

Family Coverage Amounts

When choosing to add dependents, their eligible amount is based on your, the member’s, benefits. Here’s how it works:
You add your spouse only: 60% of member selected benefit.
You add your child(ren) only: 15% of the member selected benefit.
You add both your spouse and child(ren): 50% for spouse, 10% for child(ren) of member selected benefit.

CURRENT 2021 ANNUAL MEMBER ONLY COVERAGE PREMIUM CONTRIBUTIONS
MEMBER’S COVERAGE SUM
$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
$350,000
$400,000
$450,000
$500,000
WHEN MEMBER IS UNDER AGE 70
$31.56
$63.12
$94.68
$126.24
$157.80
$189.36
$220.92
$252.48
$284.04
$315.60
WHEN MEMBER IS 70 OR OVER*
$31.56
$63.12
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
CURRENT 2021 ANNUAL MEMBER AND FAMILY COVERAGE PREMIUM CONTRIBUTIONS

FAMILY COVERAGE
PRINCIPAL SUMS
MEMBER

$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
$350,000
$400,000
$450,000
$500,000

FAMILY COVERAGE
PRINCIPAL SUMS
SPOUSE

$25,000
$50,000
$75,000
$100,000
$125,000
$150,000
$175,000
$200,000
$225,000
$250,000

FAMILY COVERAGE
PRINCIPAL SUM
PER CHILD

$5,000
$10,000
$15,000
$20,000
$25,000
$30,000
$35,000
$40,000
$45,000
$50,000

ANNUAL PREMIUM MEMBER under 70

$44.16
$88.32
$132.48
$176.64
$220.80
$264.96
$309.12
$353.28
$353.28
$441.60
ANNUAL PREMIUM
MEMBER 70+
$44.16
$88.32
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available

*Renewal Only. On the premium due date on or immediately after the date the member reaches age 70, the member may not carry more than $100,000 Principal Sum and all coverage converts to Common Carrier Travel Accident.

**Under Family coverage, if on the date of the accident no dependent spouse is covered, dependent child coverage increases to 15% (instead of 10%) of your coverage. Under Family coverage, if on the date of the accident spouse only is covered, the percentage increases to 60% (instead of 50%) of the member’s Principal Sum.

The premium contributions shown reflect the current rate and benefit structure. Premium contributions may be changed by New York Life Insurance Company on any premium due date and any date on which benefits are changed. However, your rates may change only if they are changed for all others in the same class of insureds. For example, a class of insureds is a group of people all with the same issue age. Benefit option amounts are not guaranteed and are subject to change by agreement between New York Life Insurance Company and the National Association of REALTORS.

The NAR-sponsored Group Accidental Death and Dismemberment Insurance Plan is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, under Group Policy No. G-31003-0/1 on Policy Form GMR-FACE.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. Not all group plans it underwrites are available in all jurisdictions. New York Life’s state of domicile is New York, and NAIC ID3 is 66915.

*Coverage may not be available in all states. Please contact the administrator.

SMRU: 1864910